Loan Type

Rate

Term

Share Covered

*

120 mos

*3% over Share/CD Rate

Signature

Closed-End

13.50%

14.50%

15.50%

36 mos

48 mos

60 mos

Open-End

13.50%

36 mos

1-Year Payback

8.5%

12 mos

8.0% with automatic payments

Overdraft Protection

13.50%

VISA

9.90%

Auto

08-09-10

6.49%

5.99%

5.49%

4.99%

72 mos

60 mos

48 mos

36 mos

—$20,000 and up only

06-07

8.99%

8.49%

7.99%

48 mos

36 mos

24 mos

03-04-05

9.25%

8.75%

8.25%

42 mos

36 mos

24 mos

02 and older

9.75%

30 mos

Boat—Motor/

Camper/Trailer

13.75%

60 mos

120 mos

under $10,000

over $10,001

New Motor Homes

10.75%

60 mos

120 mos

under $10,000

over $10,001

Used Motor Homes

11.75%

13.75%

60 mos

120 mos

under $10,000

over $10,001

New Mobile Homes

14.75%

60 mos

120 mos

under $10,000

over $10,001

Used Mobile Homes

15.75%

60 mos

120 mos

under $10,000

over $10,001

Real Estate

7.50%

15 yrs

1 st Mortgage

8.00%

7.50%

7.00%

6.50%

5.95%

15 yrs

10 yrs

7 yrs

6 yrs

5 yrs

2 nd Mortgage

New Motorcycles

14.25%

36 mos

48 mos

60 mos

under $5,000

$5,001 to $10,000

over $10,001

Used Motorcycles

15.25%

24 mos

36 mos

48 mos

under $3,500

$3,501 to $5,000

over $5,001

Business

6.50%

7.00%

7.50%

9.00%

9.50%

10.50%

36 mos

48 mos

60 mos

72 mos

84 mos

120 mos